Types and Cost of Borrowing Crossword Puzzle

QUESTIONS LIST:

• overdrawn : having used one's overdraft
• fees : charged for arranging borrowing
• cooling off : period in which the agreement can be cancelled without incurring costs
• interest : lenders make money by charging this
• overdrafts : ear is the interest rate
• appreciation : value of goods going up
• joint name : more than one person is borrowing
• mortgage : loan to buy a home
• depreciation : vale of goods going down
• overdraft : spend more than in your current account
• credit scoring : use to decide to accept or decline loan application
• variable : an interest rate that changes during the lifetime of the agreement
• credit history : record of previous borrowing and repayments
• fixed : apr on a variable loan is this