Types and Cost of Borrowing Crossword Puzzle

QUESTIONS LIST: overdrawn : having used one's overdraft, fees : charged for arranging borrowing, cooling off : period in which the agreement can be cancelled without incurring costs, interest : lenders make money by charging this, overdrafts : ear is the interest rate, appreciation : value of goods going up, joint name : more than one person is borrowing, mortgage : loan to buy a home, depreciation : vale of goods going down, overdraft : spend more than in your current account, credit scoring : use to decide to accept or decline loan application, variable : an interest rate that changes during the lifetime of the agreement, credit history : record of previous borrowing and repayments, fixed : apr on a variable loan is this